Investment Disclaimer

1. General Investment Risks

Property investment carries inherent risks that all investors should carefully consider:

• Market Risk: Property values can decrease as well as increase. Past performance does not guarantee future results.
• Liquidity Risk: Real estate is not a liquid investment. Selling property may take considerable time and involve significant costs.
• Developer Risk: Developers may face financial difficulties, leading to project delays or cancellations.
• Construction Risk: Projects may not be completed on schedule or to the specified quality standards.
• Currency Risk: For international investments, exchange rate fluctuations can significantly impact returns.

2. No Investment Advice

Property Investment is an information platform and marketplace. We do not provide investment, financial, legal, or tax advice. Content on this Platform, including property listings, market analysis, and investment guides, is for informational purposes only and should not be construed as professional advice or recommendations to buy, sell, or hold any particular investment.

3. Professional Consultation Required

Before making any property investment decision, you should consult with qualified professionals including:

• Licensed real estate attorneys familiar with local property laws
• Independent financial advisors to assess suitability for your circumstances
• Tax professionals to understand tax implications
• Certified property surveyors and inspectors
• Mortgage brokers and financing specialists

4. Information Accuracy

While we strive to provide accurate and current information, we cannot guarantee the accuracy, completeness, or timeliness of property listings, prices, specifications, or other content. Information is provided by third parties including developers, agents, and other sources. You must independently verify all information before making investment decisions.

5. No Guarantees or Warranties

Property Investment makes no representations or warranties regarding:

• Expected investment returns or capital appreciation
• Rental yields or occupancy rates
• Project completion dates or final specifications
• Developer financial stability or track record
• Legal title, ownership, or property rights
• Regulatory approvals or compliance

6. Regulatory Considerations

Real estate investments are subject to local laws, regulations, and tax requirements that vary by jurisdiction. You are responsible for understanding and complying with all applicable laws, including:

• Foreign ownership restrictions and regulations
• Tax obligations in both investment and home jurisdictions
• Anti-money laundering and know-your-customer requirements
• Property registration and transfer procedures
• Rental and leasing regulations

7. Forward-Looking Statements

Market analyses, projections, and forecasts are based on current information and assumptions that may prove incorrect. Actual results may differ materially from projections due to various factors including economic conditions, regulatory changes, and unforeseen events. Forward-looking statements should not be relied upon as predictions of future performance.

8. Third-Party Relationships

Property Investment acts solely as an information platform. We are not responsible for the acts, omissions, or obligations of developers, agents, financial institutions, or other third parties. We do not guarantee completion of transactions or performance of contractual obligations by any party.

9. Investment Suitability

Property investment is not suitable for all investors. Before investing, carefully consider your:

• Financial situation and ability to bear potential losses
• Investment objectives and time horizon
• Risk tolerance and experience with real estate investments
• Liquidity needs and ability to hold illiquid assets
• Diversification strategy and overall portfolio allocation

10. Due Diligence Responsibility

You are solely responsible for conducting thorough due diligence before investing, including:

• Verifying developer credentials and financial stability
• Reviewing all legal documents and contracts
• Inspecting property locations and surrounding areas
• Analyzing market conditions and comparable properties
• Understanding all costs, fees, and ongoing obligations
• Confirming regulatory approvals and legal compliance

11. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, PROPERTY INVESTMENT SHALL NOT BE LIABLE FOR ANY LOSSES, DAMAGES, OR COSTS ARISING FROM YOUR INVESTMENT DECISIONS OR USE OF THIS PLATFORM. THIS INCLUDES BUT IS NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES.

12. Acknowledgment

By using this Platform, you acknowledge that you have read, understood, and accepted this disclaimer. You confirm that you will conduct independent due diligence, seek professional advice, and make investment decisions based on your own assessment of risks and suitability.